Calgary — Most Affordable homes for October 2026.

Listings (sorted by price):
1. Listing A2354132 — $115,000
2. Listing A2341475 — $118,000
3. Listing A2336629 — $120,000
4. Listing A2350153 — $137,000
5. Listing A2330599 — $139,000
6. Listing A2321775 — $139,900
7. Listing A2351139 — $144,900
8. Listing A2337201 — $149,900
9. Listing A2350412 — $149,900
10. Listing A2350482 — $149,900
11. Listing A2335397 — $150,000
12. Listing A2353431 — $150,000
13. Listing A2343755 — $153,000
14. Listing A2314988 — $155,000
15. Listing A2337670 — $155,000

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Remembrance Day
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Canadian borrowers could continue facing affordability pressure as borrowing costs remain elevated and economic uncertainty shapes the housing market.
Rate relief could improve affordability, but its impact will depend on inflation, economic conditions, and the Bank of Canada’s policy path.
Buyers may remain cautious, while higher financing costs continue influencing purchasing power, refinancing decisions, and overall housing demand.
For borrowers and investors, planning around current financing conditions remains important rather than relying entirely on future rate declines.

After more than four decades in Calgary real estate, I’ve seen plenty of market shifts—some dramatic, some subtle. Cochrane’s latest numbers tell an interesting story: by late Q3, the benchmark home price was $575.4K, down by less than 1% year-over-year. Yet, what really stands out is that while prices stayed flat, sales climbed about 10% compared to late Q3 2025. That means more buyers are jumping in, even though prices haven’t surged. It’s a pattern I’m watching closely across our bedroom communities: steady or slightly softer prices, but encouraging sales momentum. With Cochrane’s benchmark still under $600K and activity on the rise, it’s a good reminder that both price and sales trends shape our local market. As always, I’m sharing these insights as I continue to learn and adapt alongside my clients and peers.

After more than four decades working in Calgary real estate, I’ve seen many market cycles—and this fall, we’re seeing another shift worth noting. By late Q3, the city’s residential benchmark price reached $566,700, while sales eased roughly 4% year-over-year to 1,650. New listings also dipped about 11%, signaling a slower overall tempo. Inventory stood at 6,500 homes (down 6% from last year), and with supply sitting close to four months, buyers have a bit more breathing room to compare their options carefully.

Interestingly, detached and semi-detached properties have shown resilience. Detached sales climbed around 4% (896 homes), and semi-detached were up about 5% (163 sold), with prices holding steady near $739,400 and $685,200. In contrast, higher-density segments like row homes and apartments faced more downward pressure: row sales dropped 18% and apartment sales fell 14%, with benchmark prices coming in at $412,400 and $291,400 respectively.

An economist recently pointed out that the construction surge of the past three years has mainly boosted supply in apartments and row homes, helping explain the divide in Calgary’s market by property type. As always, I’m here learning and sharing these shifts with my clients and colleagues—helping everyone navigate Calgary’s ever-evolving real estate landscape.